Clik here to view.
What Is an Insurance Card BIN Number?
If you have health insurance you probably have a health insurance card as well. On this card are a series of numbers and codes used by pharmacies to streamline the process of managing prescription...
View ArticleIncome Limits for AHCCCS Eligibility
The Arizona Health Care Cost Containment System (AHCCCS) provides free or low-cost health care to low-income residents of the state. This health program represents the state's Medicaid program, funded...
View ArticleClik here to view.
How to Code CPT & ICD-9
CPT and ICD-9 are coding systems used in the medical billing process. CPT, or Current Procedural Terminology, is used to report office visits and procedures to insurance companies for reimbursement of...
View ArticleClik here to view.
How to Terminate Delta Dental
Delta Dental is an insurance company that has been providing dental coverage to Americans since 1954. While Delta Dental Plans Association is a nonprofit organization, it partners with 39 for-profit...
View ArticleLaws on Waiving Copays & Deductibles
Most health insurance plans require patients to pay a copay for services. For example, the patient must pay $10 upfront for a doctor's visit and the insurance company pays the rest of the bill. In...
View ArticleWhen Does My Insurance Deductible Reset?
Many health insurance plans feature deductibles. A deductible is a dollar amount that you must pay before the health insurance company begins paying, minus copayments. Deductibles are usually features...
View ArticleClik here to view.
The Average Cost of a Stay in the NICU
When babies are born prematurely, have difficult births or have serious health issues, they sometimes are admitted to the neonatal intensive care unit, or NICU. This special hospital department...
View ArticleHow Long Does it Take to Get My Money From a Workmens Comp Settlement?
The laws of each state govern workers' compensation settlements. If you are currently a work comp claimant, you have a right to settle the case with the insurance company handling the claim. Settlement...
View ArticleClik here to view.
Where Can I Find Insurance Companies That Cover Tubal Reversals?
Insurance for health, home and cars is essential to make sure you are protected; however, having your health insurance cover all of your medical needs is often a struggle. When diving into the world of...
View ArticleClik here to view.
Average Cost of Medigap Plan Insurance
Medigap is insurance against medical expenses that are not covered by original Medicare. What you pay for a Medigap policy depends on the coverage, your general health and especially where you live....
View ArticleClik here to view.
What are Retrospective Payments in Healthcare?
In the American healthcare system, most patients do not self-pay medical bills directly to the provider, but instead have insurance of some sort, whether private or government. Providers will submit...
View ArticleWhat Does '20% Coinsurance' Mean?
Coinsurance is an insurance term that indicates the percentage of a covered service that you're responsible for. For example, if your dental insurance plan says your coinsurance for a root canal is 20...
View ArticleCan You Opt Out of Employer Health Insurance Plans?
Many businesses offer employees health insurance as a benefit of working for the business. Employees sometimes opt not to take this benefit because it cuts into their weekly or monthly paycheck, and...
View ArticleEligibility Requirements for Non-US Citizens to Receive Medicare Benefits
Medicare, like most federal programs created to give benefits and opportunities to eligible recipients, is a program for American citizens. One of the requirements to be eligible to receive and enjoy...
View ArticleHow to Check My Balance on My Health Saving Account
A Health Savings Account (HSA) is a type of savings account offered by many banks and financial institutions. A HSA is a tax-advantaged account recognized by the Internal Revenue Service (IRS). You can...
View ArticleClik here to view.
Options for Health Insurance at 60 Years Old
The best health care available anywhere in the world is offered in the U.S., but it is costly. For individuals under 65, the system depends on the private insurance company system to pay the bills....
View ArticleClik here to view.
How to Transfer Medicare to Another State
Medicare is a health insurance plan run by the United States government and offered to citizens who meet specific requirements. For example, American citizens with a permanent disability and those...
View ArticleClik here to view.
Can I Cover My Stepson on My Health Insurance?
Under health insurance plans you, your spouse, and your children can be covered. This includes your stepchildren and adoptive children. In 2010, The Obama administration signed a bill into law that...
View ArticleClik here to view.
What Happens to Your HSA After Leaving Your Job
A health savings account (HSA) is an account associated with high-deductible health insurance plans. The funds in an HSA can be used for qualified medical expenses. Employers can contribute to employee...
View ArticleClik here to view.
How Does Medical Insurance Work When Both Husband and Wife Have Coverage...
In a society where a husband and wife often work outside the home, situations where both spouses have their own employee-sponsored health insurance are not uncommon. In many cases, this can work to a...
View ArticleClik here to view.
Can I Get Workers' Comp & Disability?
If you've suffered an on-the-job injury, your employer's workers' compensation insurance should provide medical treatment, as well as indemnity benefits for any loss of wages. In addition, disability...
View ArticleHow Can I Tell If My Health Insurance Is Still Active?
Health insurance is a promise by an insurance company to provide or pay for contracted health care services in the future. In exchange for this promise, the insured or the insured's employer agrees to...
View ArticleClik here to view.
Health Savings Account vs. PPO
When it comes time to choose health insurance coverage for yourself and your family, you need to evaluate your options carefully. Signing up for a Preferred Provider Organization (PPO) gives you access...
View ArticleClik here to view.
Does Medicare Cover Eye Exams?
Medicare is a publicly financed health insurance system that covers individuals 65 years of age and older. The federal program collects contributions from workers through payroll taxes and premiums...
View ArticleClik here to view.
What Can I Use My Health Savings Accounts for?
A Health Savings Account, or HSA, is a tax-free savings account that has to be used to pay medical-related expenses only. Although your HSA is administered by a custodian, it is solely owned by you....
View ArticleDo I Need Medicare B If I Am 65 & Have Group Insurance?
Medicare is a federal government program that provides health insurance to senior citizens. Medicare Part B is the part of Medicare that provides coverage for medical costs, such as doctor visits and...
View ArticleClik here to view.
What Does Medicare Cover Regarding an Eye Exam?
Medicare is the government program that provides health care services for the elderly, and for eligible individuals with disabilities. The program provides a comprehensive set of benefits to senior...
View ArticleClik here to view.
What Is Covered on My HSA Card?
When you open a health savings account, the administrator of the plan issues you a debit card. But while this debit card looks and works like any other, you are not permitted to use the funds it...
View ArticleClik here to view.
What Happens to My Medicare if I Move?
In the United States, anyone over age 65 who has earned enough working credits is eligible for Medicare health coverage, regardless of where they live. The basic Medicare Part A and Part B benefits are...
View ArticleClik here to view.
Do You Have to Obtain Proof of Creditable Coverage From Blue Cross?
A Certificate of Creditable Coverage is a document that health plans and insurance providers, including Blue Cross, give to former members that discloses when they were insured. The certificates...
View ArticleWhat Can You Buy With a Flexible Spending Account?
A flexible spending account is a tool that is offered by some employers as a way for employees to use tax-advantaged money to pay for medical expenses. When your employer offers one of these accounts,...
View ArticleClik here to view.
How to Find a Mental Health Provider for Blue Cross Blue Shield
Finding a mental health provider for your BlueCross BlueShield (BCBS) insurance plan may be confusing if you don't know where to start. Thankfully, the BCBS has a search feature that makes finding a...
View ArticleClik here to view.
Up to What Age Can You Carry Your Child on Insurance?
The predominant form of health care coverage in the United States is employer-sponsored plans. In this model, premiums are kept lower by companies providing insurers with large groups of clients (their...
View ArticleWhat Happens With My Health Insurance When I Quit My Job?
When you quit your job, you may be able to continue on your current health insurance. Depending on your employer and if you're enrolled in a group health plan, the Consolidated Omnibus Budget...
View ArticleClik here to view.
How to Get Medical Treatment if you Don't Have Health Insurance
If you don’t have health coverage through an employer, and you can’t afford private health insurance, you may think you can’t get medical treatment, but that need not be the case. In 2007,...
View ArticleClik here to view.
Income Guidelines for Oregon Health Plan
The federal Affordable Care Act allows expansion of the Oregon Health Plan (OHP), the state's health coverage program for low-income, uninsured residents. This also means that several of the state's...
View ArticleHow Does Double Insurance Coverage Work?
Double insurance means that the same person benefits from two separate policies at the same time. The most common example would be where a couple each had a health insurance policy that provided...
View ArticleClik here to view.
Do I Have to Pay the Co-Pay at the Time of Visit?
Patients with medical insurance who require treatment by a physician may have an initial out-of-pocket liability. The cost and type of this liability varies by the location of the visit, but in...
View ArticleClik here to view.
How to Refill a Script Under Tricare for Life
Tricare offers you several options when refilling a prescription under Tricare For Life. It's an easy process that you can do at home or at a military pharmacy. The process works for those who are...
View ArticleClik here to view.
VA Benefits for Elderly Widows
The Aid and Attendance Pension is a disability income benefit for veterans of which few people are aware. Wartime veterans who are age 65 or older, seriously disabled or who have limited or no income...
View ArticleClik here to view.
How to Add My Wife to My Bluecross Blueshield Policy
If you need to add your wife to your current Bluecross Blueshield health insurance policy because of recent marriage, your wife losing her job or for other reasons, you must follow a series of steps....
View ArticleThe Difference Between Supplementary & Secondary Insurance
One the surface, primary and secondary health insurance seems like a game of semantics. The differences between these two forms of health care are slight but indelible. Secondary health insurance...
View ArticleClik here to view.
How to Cancel Kaiser
A visionary ahead of his time, Henry J. Kaiser created a managed health care organization for his industrial employees who worked in his steel mills, on construction projects and in shipyards starting...
View ArticleClik here to view.
How to Cancel CareFirst BlueShield
Blue Cross Blue Shield is a nationwide provider of health insurance for individuals and families. Of the dozens of plan types and policies offered by Blue Cross Blue shield, Care First is one of them....
View ArticleClik here to view.
What Will Happen If I Don't Have Health Insurance?
As the cost of health care rises, so does the cost of health insurance. The cost of health insurance premiums are outpacing salary increases, according to The Society for Human Resource Management....
View ArticleHow Long Are You Covered on Your Parents' Insurance?
The Department of Health and Human Services reported in 2010 that about three in 10 adults under age 26 have no health insurance due to affordability and availability issues. The passage of the...
View ArticleClik here to view.
What Happens to the Pell Grant Money I Don't Use?
The federal government provides the U.S. Department of Education with an annual allotment of funds intended for use in the Federal Pell Grant program. The U.S. Department of Education distributes the...
View ArticleHow to Replace an Ontario Health Card
Ontario residents who need a replacement health card must go through ServiceOntario. The red and white cards have been replaced with green photo cards.
View ArticleClik here to view.
How to Find Out If You Have TRICARE Prime or Standard
TRICARE is a healthcare program for military personnel, retired veterans and their families. Within the TRICARE network, members can choose between several plans including TRICARE Standard and TRICARE...
View ArticleClik here to view.
What Is the Penalty for Filing a False Insurance Claim?
Insurance fraud accounts for millions in losses of taxpayers' money and higher insurance rates for legitimate claimers. Filing fraudulent claims is a crime under the state and federal laws, and...
View Article
